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11 February, 2022

Importance of working capital loan for running an agro-industrial project or an industrial project/or Advantages Working Capital Loan

 Working capital is the life blood for running an agro/industrial project. It is very essential to maintain smooth running of a business. The main advantages or importance of working capital are as follows:

 1. Supports as initial partial capital: The working capital loan can helps to adequate liquidity to developing agro/industrial project.

2. Strengthen the Solvency: It helps to operate the smooth flow of production and business without any financial problem for making the payment of short- term liabilities.

3. Enhance the project growth: Sufficient working capital enables to make prompt payments and helps in creating goodwill.

4. Regular payment of operating expenses-operating expenses of an organization such as wages of labour, materials purchase and other  expense needs sufficient wirking capital.

5. Easy obtaining loan: A firm having adequate working capital, high solvency and good credit rating can arrange loans from banks in easy and favorable terms.

6. Regular supply of raw material: Quick payment of credit purchase of raw materials ensures the regular supply of raw materials from suppliers.

7. Smooth business operation: It maintains a good shape in entire developments for a developing project.

8. Ability to face crisis: In crisis to emergency needs, it enables to meet working capital requirement for the project.

9. Possibility of getting cash discount—sufficient working capital increase the purchasing ability of an organization and cash payment for purchased goods give discount from seller.

10. Exploitation of new and favorable market condition-sufficient working helps to jump at any new market and any favorable position of a market.