Portfolio Management -- Portfolio Management provides supports to the investor in a method of selecting the best available securities that will provide the expected rate of return in a scale of risk and also to reduce the risks. It is a strategic decision which is addressed by the top-level managers. The main objectives are to security of principal investment, consistency of returns, capital growth, marketability, liquidity, diversification of portfolio, favorable tax status, etc. These objectives results in a proper analytical approach towards the growth of the portfolio.
Role & responsibilities of a branch manager in identifying a prospective borrower and processing his loan proposal:
1. Marketing
2. Customer
hunting
3. Product offering to the proposed customer
4. Customer
Analysis
5. Selecting
6. Risk Grading