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12 February, 2022

Agricultural credit plays a very important role in economic development of the country with high GDP growth. Explain this mentioning the impact it keeps on the country’s overall GDP Or, Significance/ Impacts of Agricultural Credit in economic developments

 

Agricultural credit plays a vital role in economic development with positive GDP growth of a country. These types of finance may promote to development in agro-economic sector like agriculture, poultry, fishery, dairy, and livestock. The roles of agricultural finance are described below:

1. Agriculture finance assumes vital and significant importance in the agro-socio- economic development at macro and micro level as well as GDP growth.

2. It plays a catalytic role in strengthening the agro-business and augmenting the productivity of scarce resources.

3. Use of new technological inputs purchased through agro-finance helps to increase its productivity.

4. Agricultural finance can also reduce the regional economic imbalances and is equals to reduce the inter-agro asset and wealth variations.

5. It is like a lever with both forward and backward linkages to the economic development at micro and macro level.

6. As agriculture is still traditional and subsistence in nature, agricultural finance is needed to create the supporting infrastructure for adoption of new technology.

7. It promotes to carry out irrigation projects, rural electrification, installation of fertilizer and pesticide plants, execution of agro-promotional and poverty alleviation programs in the country.