Discrepant L/C is a kind of letter of credit that does not comply with the terms and conditions under which it was established that is without a required item of information, or the information provided is inconsistent with the associated documents. The issuing bank of a discrepancy L/C is not obliged to pay its beneficiary and (if it is a confirmed L/C) nor is the confirming bank. Such L/Cs are normally referred back to the buyer or importer for instructions