We can define customer in this manner that a person/ institution intend to open an account or having an account, and want to avail investment facility, and other services fulfilling the prescribed format of the bank.
Main features of Customer:
The Customer contains all the basic information about any "Customer" which the bank has dealings with.
Customer ID contains all records of related customer.
It is unique and may be use into all branch of our Bank.
We should have open customer first then account, Deposit Ac, LC, Investment Ac, etc. To monitor the customers properly, we can divide them into three categories:
a) Retail customer
b) Corporate Customer c) General Customer