Search

09 March, 2022

Euro Currency

 Currency deposited by national governments or corporations in banks outside their home market. This applies to any currency and to banks in any country. For example, South Korean won deposited at a bank in South Africa, is considered euro currency.

One advantage of euro currency from a bank's point of view is that it allows a bank to operate outside the regulation of the country issuing the currency in question. One particular advantage is that most countries do impose a reserve requirement

on foreign currency operations: a bank can therefore lend a higher proportion of its

euro currency deposits, improving its interest margin.