Liability Structure refers to deposit sources of funds that comprise to-
Core deposits of regular bank customers
Purchased deposits are acquired on a non-personal basis
Demand deposits, small time and savings deposits, large time deposits
Liability management is based on purchased funds.
Brokered deposits
The components of liability structure are-
1. Amounts owed to central banks
2. Amounts owed to credit institutions
3. Amounts owed to customers
4. Debts evidenced by certificates
5. Liabilities (other than deposits) held for trading
6. Provisions
7. Subordinated liabilities
8. Other liabilities
9. Capital and reserves