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19 March, 2022

Velocity of Money

 The rate at which money is exchanged from one transaction to another, and how much a unit of currency is used in a given period of time. Velocity of money is usually measured as a ratio of GNP to a country's total supply of money.


The velocity of money provides some unique insight into the state of our economy. But exactly what insight is up for debate. Many people contend that the velocity of money is an indicator or predictor of inflation; unfortunately it’s not that simple.

First we need to understand how the velocity of money is calculated so that we have more insight into what may be driving the changes in velocity. The velocity of money is calculated as the ratio of nominal GDP to the amount of money in circulation.

 

In sum, all we can really say with regard to the velocity of money is the following:

 

·    It increases when GDP rises faster than the money supply, or when GDP falls slower than the money supply

·    It decreases when GDP rises slower than the money supply, or when GDP falls faster than the money supply