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09 March, 2022

Distinguish between documentary credit and documentary collection

 Back-to-Back credit is a seller financing tool where seller goes to his bank for amendment of the master LC and get issued another LC in favor of the main supplier and also it is a LC where main buyer does not get to know that who is main supplier.

A transferable letter of credit allows the beneficiary to act as a middleman and transfer his rights under a letter of credit to another party or parties who may be suppliers of the goods.

 

 

There are two major differences between a documentary collection and a documentary credit: (1) the draft involved is not drawn by the seller (the "drawer") upon a bank for payment, but rather on the buyer itself (the "drawee"), and (2) the seller's bank has no obligation to pay upon presentation but, more simply, acts as a collecting or remitting bank on behalf of the seller, thus earning a commission for its services.