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09 March, 2022

Discuss the duty and responsibility of Advising Bank/ Corresponding Bank

 Correspondent bank (usually in the exporter's country) of an issuing bank (usually in the importer's country) that receives a letter of credit (L/C) from the issuing bank for authenticating it and informing ('advising') the exporter (the L/C's beneficiary) that a L/C has been opened by the importer in the exporter's favor.

The advising bank usually also takes on other roles in the transaction, such as

1. C the letter of credit (playing the role of the 'confirming bank'),

2. Accepting a bill of exchange by endorsing it (becoming the 'accepting bank')

and/or,

3. Paying the exporter on presentation of documents (becoming the 'paying bank' or 'negotiating bank').