Search

10 March, 2022

Importance of Lease Finance

 Lease finance is easy to get than getting loan for buying all fixed assets.

Monthly rent payment for lease finance will be operating expenses. It will be allowed to deduct total income. So, company can get tax benefits in lease financing.

It can show as invisible debt of company out of its balance sheet. You can show lease finance in the footnote of balance sheet, if you did contract directly with the owner of asset.

One of major important point is that it is more flexible way of finance. You can fix your need of asset and get it one lease through lease financing.

A study from IFC has revealed that 30% of total share of lease financing as investment of fixed asset is of emerging and developed economies and now 15% of developing countries.

Importance of Leasing for developing country:

In the case of a developing country, lease from is beneficial for importing equipment like Ships, aircrafts etc. instead of borrowing. This will protect a better image of a nation than a borrower with no pressing service charges for unpaid loans.

Government should make favorable laws so as encourage availability of lease finance for importing plant, machinery and equipment by the private sector companies to accelerate the pace of industrialization and self-reliance in production of capital goods.